Pre-Settlement Funding · Available Nationwide

Wisconsin Lawsuit Loans:
Get Cash Now,
While Your Case Wins

Wisconsin was the first state in the country to pass a law specifically addressing litigation funding. Diamondback Funding provides risk-free pre-settlement funding to Wisconsin plaintiffs — no credit check, no monthly payments, zero repayment if your case doesn't succeed.

24–48hrsTypical funding time
$0If you don't win
$100KMaximum advance
Trusted by hundreds of personal injury plaintiffs across the US

Apply for Funding

Free · No credit check · 2 minutes

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The First State to Act

Wisconsin Act 235: A National First

In 2018, Wisconsin became the first state in the country to pass legislation specifically addressing third-party litigation funding. Wisconsin Act 235 requires plaintiffs to disclose any litigation funding agreement to all other parties in a lawsuit — meaning if a defendant requests it through discovery, or even without a specific request, the existence of a funding arrangement and certain terms must be disclosed.

What the law does and doesn't do: Act 235 increases transparency around who's financially involved in a case, but it does not cap the fees a funding company can charge, nor does it create a full consumer-protection licensing framework. Attorney contingency fees are specifically excluded from the disclosure requirement. So while Wisconsin was a pioneer in addressing this issue, the financial terms of any agreement still require careful review since they aren't capped by statute.

This disclosure requirement reflects a broader trend defense counsel nationally has pushed for — visibility into third-party funding arrangements — and Wisconsin was the first to formalize it into law, well before similar measures emerged in other states.

Wisconsin's Modified Comparative Negligence Rule

Wisconsin follows a 51% bar rule under Wis. Stat. § 895.045(1): if you're found 50% or more at fault for your own injury, you cannot recover any damages. Below that threshold, compensation is reduced proportionally to your share of fault.

2018
Year Wisconsin became the first state to pass litigation funding disclosure law
Wisconsin Act 235
$750K
Cap on non-economic damages in most Wisconsin personal injury cases
Punitive damages capped at $200,000 or 2x compensatory damages
3 yr
Statute of limitations for most Wisconsin personal injury claims
Wis. Stat. Ch. 893, § 893.54

Simple & Transparent Process

From Application to Cash in 5 Steps

Apply Online

Complete our 2-minute form or call our team directly. Basic case information only at this stage.

Attorney Review

We contact your attorney to evaluate liability, injury severity, and estimated settlement value.

Fast Decision

Our underwriters assess your case and return a funding decision — typically within hours.

Clear Agreement

We present a transparent agreement with all fees and repayment terms — no hidden costs.

Funds Delivered

Money arrives via wire transfer or overnight check within 24–48 hours of signing.

Start My Application — It's Free

No obligation. No credit check. Takes 2 minutes.

Free Funding Estimator

How Much Could You Receive?

Adjust the sliders below to get an instant estimate based on your case profile. All figures are illustrative — actual amounts depend on case evaluation.

Estimated Advance
$12,500 suggested range
If You Win
$15,250
advance + funding fee
If You Lose
$0
non-recourse — owe nothing
$250,000
$25K$1M+
Strong
DisputedClear-cut
$25,000
$1K$200K
18 months
6 mo4 yrs
Advance rate
5%
of settlement value
Funding fee
$2,750
paid only if you win
Your net settlement
$234,750
after repayment
Funding timeline
24–48 hrs
from approval

Illustrative only. Actual advance amounts are determined after full case review with your attorney. Non-recourse: zero repayment if your case is lost.

Apply for My Actual Quote →

Eligibility

Do You Qualify for Wisconsin Lawsuit Funding?

Most plaintiffs with an active lawsuit filed in Wisconsin and legal representation are eligible. Approval is based on your case, not your credit history.

Active Wisconsin Lawsuit

You must have a personal injury or civil lawsuit filed in a Wisconsin state or federal court.

Attorney on Contingency

Your attorney must agree to participate in the funding review and confirm case details, in line with Wisconsin's disclosure requirements.

Under the 50% Fault Threshold

Because Wisconsin bars recovery at 50% fault or more, strong liability evidence directly affects eligibility and funding amount.

Documented Damages

Medical records, lost wage documentation, or other evidence of loss support a stronger funding amount.

Filed Within the Statute of Limitations

Most Wisconsin personal injury claims must be filed within three years; government claims require notice within 120 days.

Age 18 or Older

Applicants must be at least 18 years of age. Parents or guardians may apply on behalf of injured minors in some cases.

Not sure if you qualify?

Call our team for a free, no-obligation eligibility review. We'll give you an honest answer in minutes.

Call (917) 267-8368

Flexible Use of Funds

What Can You Use Wisconsin Funding For?

There are no restrictions on how you use your pre-settlement funding. Milwaukee, Madison, Green Bay, and Kenosha plaintiffs alike use their advance for whatever pressing need matters most while their case moves through Wisconsin's court system.

Just remember: under Wisconsin Act 235, the existence and certain terms of your funding agreement may need to be disclosed to the other parties in your lawsuit — your attorney can walk you through exactly what that involves.

Medical bills, surgery costs, and specialist consultations

Lost wages while you're unable to work during recovery or litigation

Rent or mortgage payments, utilities, groceries, and other household expenses

Physical therapy and rehabilitation costs not fully covered by insurance

Transportation, childcare, and other everyday expenses

Expense TypeCovered?
Medical & hospital bills Yes
Surgery & specialist care Yes
Physical & occupational therapy Yes
Prescription medications Yes
Lost wages / income gap Yes
Rent or mortgage Yes
Groceries & daily expenses Yes
Transportation Yes
Childcare Yes
Any other personal expense Yes

Why Choose Us

Not All Pre-Settlement Funding Companies Are Equal

Pre-settlement funding is an unregulated industry in many states. The wrong company can lock you into excessive fees and compound interest. Here is how Diamondback Funding compares.

FeatureDiamondback FundingTypical Competitor
Credit check required Never Usually not
Monthly payments during case None None
Repayment if you lose Zero Zero
Interest structure Simple, flat fee Often compounding
Transparent fee structure upfront Always Varies
Dedicated case manager Yes Rarely
Funding timeline24–48 hours3–7 days typical
Maximum advanceUp to $100,000Often capped lower

Client Testimonials

Real Stories from Real Plaintiffs

My case in Milwaukee dragged on with the insurer stalling at every turn. Diamondback got me $11,200 in just over a day. It kept my household running while my lawyer built the case. We ended up settling for far more than the first offer.

Cheryl D.Personal injury plaintiff · Milwaukee

My attorney explained how Wisconsin's disclosure law works before we signed anything with Diamondback, which made the whole process feel above board. Between bills and missing income while my case proceeded, I was drowning, but the funding terms were transparent from the start.

Gary L.Lawsuit plaintiff · Madison

The insurer tried to argue I was close to the 50% fault line just to lowball me. With Diamondback's funding, I didn't have to panic about rent while my attorney fought that characterization. The jury found the other driver far more at fault than they claimed.

Brenda S.Auto accident plaintiff · Green Bay

In-Depth Guide

Wisconsin Lawsuit Loans: Inside the Nation's First Disclosure Law

Wisconsin holds a distinct place in the history of litigation funding regulation: it was the first state in the country to pass a law specifically addressing third-party litigation funding. Understanding what Wisconsin Act 235 actually requires — and what it doesn't — helps Wisconsin plaintiffs evaluate funding offers with clearer expectations.

What Wisconsin Act 235 Requires

Passed in 2018, Act 235 requires that any party to a civil action disclose the existence of a litigation funding agreement to other parties in the case, along with whether the funder is entitled to a share of the proceeds. This disclosure obligation applies regardless of whether the opposing party formally requests it through discovery. Attorney contingency fee agreements are specifically excluded from this requirement — the law targets third-party funders, not your own attorney's compensation structure.

What the Law Doesn't Do

It's worth being clear-eyed about the limits of Act 235: it mandates disclosure, but it does not cap fees or establish a comprehensive licensing and consumer-protection framework the way some newer state laws do. Wisconsin's funding market remains comparatively lightly regulated on the financial-terms side, even though it was first to address transparency. That makes comparing offers and understanding exactly what you'll owe especially important here.

Wisconsin's Modified Comparative Negligence Rule

Wisconsin follows a 50% bar rule under Wis. Stat. § 895.045(1): if you're found 50% or more at fault for your own injury, you cannot recover any damages. Below that threshold, your compensation is reduced proportionally to your share of fault — if you're found 10% at fault, your award is reduced by 10%.

Wisconsin's Damage Caps

While most Wisconsin personal injury cases have no damage cap, two exceptions apply: non-economic damages are capped at $750,000, and punitive damages are capped at $200,000 or twice the compensatory damage award, whichever is greater. These caps directly affect how much funding a case in either category can ultimately support.

Common Case Types We Fund in Wisconsin

Diamondback Funding provides pre-settlement funding for car accident claims, workers' compensation cases, employment disputes, and product liability claims across Wisconsin, from Milwaukee to Madison and Green Bay.

Common Questions

Frequently Asked Questions

Everything you need to know about Wisconsin lawsuit loans before you apply.

Passed in 2018, Wisconsin Act 235 made Wisconsin the first state in the country to pass legislation specifically addressing third-party litigation funding, requiring plaintiffs to disclose any funding agreement to all other parties in a lawsuit.

No. The Act requires disclosure of funding agreements but does not regulate fees or establish a full consumer protection framework for funding companies.

If your case is lost or dismissed, you owe nothing. Repayment comes exclusively from your settlement proceeds — no personal liability, no debt collection, and no credit impact.

Most Wisconsin applications are approved and funded within 24 to 48 hours of receiving complete case documentation from your attorney. Calling us directly at (917) 267-8368 can also accelerate the process.

Most Wisconsin personal injury damages are uncapped, but non-economic damages are capped at $750,000 and punitive damages at $200,000 or twice compensatory damages, whichever is greater.

Yes. As your case progresses, supplemental funding may be available. Contact your dedicated case manager to discuss a funding review if your situation changes.

Where We Fund

Pre-Settlement Funding by State

Diamondback Funding provides pre-settlement funding nationwide, with underwriters who understand the specific laws in your state.

Take the First Step

Transparency Wisconsin Pioneered — We Honor It

Wisconsin was first to require disclosure. Diamondback Funding gives you that transparency from day one, plus time to pursue full and fair compensation.

Apply Now — It's Free

Questions? Call us directly:

(917) 267-8368

Reach Us By Phone 24/7

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